At Rajayoham Chit Funds, our journey began in the year 1989, when Mr. Paramasivam had a vision of creating a financial platform that would empower individuals and communities to achieve their financial goals. With just a humble beginning, offering chit funds with monthly contributions as low as 100 rupees, we embarked on a mission to provide a reliable and accessible financial solution to our customers. Like any venture, we faced challenges along the way, including issues with non-paying clients that tested our resolve and commitment. However, these challenges only fuelled our determination to improve and deliver better services.
Thousands Of Customers Trust Our Company now.
In 1995, a new chapter began for Rajayoham Chit Funds when Kumar, the son of Paramasivam, took the reins of the company. With a fresh perspective and unwavering dedication, Kumar set out to overcome the hurdles and steer the company towards success. By the year 2005, Rajayoham Chit Funds achieved a significant milestone by managing chits worth 1 lakh rupees. This marked the company's emergence as a key player in the chit fund industry, offering financial solutions that catered to a broader audience.
In 2017, Rajayoham Chit Funds reached another turning point by becoming a registered chit fund company. This milestone not only solidified the company's commitment to compliance and transparency but also allowed us to expand our services to chits ranging from 1 lakh to 5 lakhs. This shift in status demonstrated our dedication to providing reliable and secure financial options to our valued customers.
Fast forward to 2021, and Rajayoham Chit Funds has achieved remarkable growth and success. We now manage chits valued between 50 lakhs to 1 crore rupees, catering to the diverse financial needs of our customers. Our journey has been defined by unwavering commitment, adaptability, and a passion for delivering financial solutions that help individuals and families secure their futures.
As we look to the future, we remain committed to our core values of trust, integrity, and financial empowerment. We invite you to join us on this journey towards a brighter financial future, where your aspirations can become a reality with the support of Rajayoham Chit Funds.
Enabling Dreams, Nationwide Trust: Our vision is to extend our presence to every city, employing 1000 dedicated professionals, and becoming a trusted financial partner on par with a bank. We are committed to empowering people's aspirations through secure and transparent chit fund solutions.
1. To Diligently execute our vision by delivering accessible and ethical chit fund services.
2. We aim to build lasting relationships by prioritizing financial security, innovation, and customer-centricity.
3. Our mission is to be the cornerstone of financial empowerment, turning dreams into reality with unwavering integrity and transparency.
Rajayoham Chit Funds Pvt Ltd , one of the best Chit Fund Company in Salem
Turning point by becoming a registered chit fund company
We now manage chits valued between 50 lakhs to 1 crore rupees
Rajayoham Chit Funds Private Limited
Easy to access our team and easy to finish our process and immediate response an less paperwork
Our Customer details will highly safe and secure and best practices to help you stay safe online
Money will be delivered to the customer on the same day through cheque or cash at anytime
Money will be delivered to the customer on the same day through cheque or cash
Chit dividend amount should be equally divided and given to all the customer.Chit is a good means of savings for any contingency requiring substantial amount..
We are registered chit fund
Mr. Kumar's journey is a testament to his unwavering dedication and entrepreneurial spirit. At the tender age of 15, he began assisting his father in the family chit fund company, gaining invaluable insights into the intricacies of the financial world.
In 1995, he bravely assumed the helm of the company, facing formidable challenges posed by competitors and the daunting task of building trust among clients. Through relentless effort and commitment, he gradually transformed the company into a trusted financial company.
His reputation for trustworthiness extended beyond business, as evidenced by his ten-year tenure as the President of the Cooperative Bank in Yethappur, from 2013 to 2023. To further develop the company, he actively engaged with organizations like BNI, YES, and Rotary, solidifying his position as a dynamic leader in the community.
Mrs. K.Nirmala, the wife of Kumar, is a highly educated and dedicated individual. With an MSc, B.Ed, and D.T.Ed, she has a strong academic background.
Since 2003, she has been balancing the roles of a caring family member and a diligent businesswoman, overseeing the administration of their family's business with meticulous attention.
Her active involvement in BNI showcases her commitment to networking and community engagement, making her a valuable asset to both her family and the business.
Mr. K.Sakthivel, an Engineering Graduate, initially served as a project engineer at a renowned MNC. However, his passion for the family business led him to make a bold career move in 2017. Since then, he has been dedicatedly managing Customer Relationship building within the company.
Beyond his responsibilities, Sakthivel actively engages with various professional organizations, including BNI, YES, PB, TiE, and Business Champions, demonstrating his commitment to networking and community involvement while contributing to the growth of the business.
Our Team
Mr. Kumar's journey is a testament to his unwavering dedication and entrepreneurial spirit
Read MoreThe wife of Mr. Kumar, is a highly educated and dedicated individual. With an MSc, B.Ed, and D.T.Ed, she has a strong academic background.
Read MoreAn Engineering Graduate, initially served as a project engineer at a renowned MNC.
Read More